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Free 2026 RTM Resource

2026 Remote Therapeutic Monitoring
Reimbursement Calculator

Enter your practice's ZIP code to instantly find your Medicare locality and the 2026 Medicare Physician Fee Schedule amounts for all six RTM CPT codes.

Why RTM Reimbursement Varies by Location

Medicare Physician Fee Schedule amounts are geographically adjusted to reflect differences in practice costs across the country. Each ZIP code falls within a specific Medicare payment locality, and the reimbursement rate for a given CPT code can differ between localities — even within the same state. Your Medicare Administrative Contractor (MAC) and locality determine the exact payment amount for RTM services in your area.

This calculator uses the official CMS 2026 fee schedule data to look up your locality by ZIP code and display the exact reimbursement amounts for all six RTM CPT codes.

Understanding the RTM Codes

Remote Therapeutic Monitoring includes six CPT codes covering device supply, setup, and treatment management. Here's what each code covers.

98975

Initial Device Supply and Setup

Billed once per episode of care. Covers the supply of an RTM device and initial setup, including patient education on use. This is the entry point code for RTM services.

98977

Device Supply with Daily Data

Billed every 30 days. Covers the ongoing supply of an RTM device that collects at least one physiologic or non-physiologic data parameter per day. Requires at least 16 days of data per 30-day period.

98985

Initial Treatment Management (20 min)

Billed once per episode of care. Covers the initial 20 minutes of treatment management services per calendar month, including review of RTM data, interpretation, and adjustment of the treatment plan.

98979

Treatment Management Re-evaluation (20 min)

Billed once per episode of care. Covers a re-evaluation of the treatment plan, requiring 20 minutes of management time. Used when there is a new treatment plan or significant change.

98980

Treatment Management, Additional 20 min

Billed per 20-minute increment beyond the initial 20 minutes. Each additional 20 minutes of treatment management per calendar month.

98981

Treatment Management, Each Additional 20 min

Billed per additional 20-minute increment beyond the first additional 20 minutes (98980). Used when management time exceeds 40 minutes in a calendar month.

Make RTM Easier for Your Practice

Pilothouse Health is a fully managed RTM platform that handles device supply, patient engagement, and clinical management time — so your team can focus on patient care, not administrative work.

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Frequently Asked Questions

What are the RTM CPT codes for 2026?

The six RTM CPT codes are 98975 (initial device supply and setup), 98977 (device supply with daily data), 98985 (initial treatment management, 20 minutes), 98979 (treatment management re-evaluation, 20 minutes), 98980 (treatment management, additional 20 minutes), and 98981 (treatment management, each additional 20 minutes).

Why do RTM reimbursement rates vary by location?

Medicare Physician Fee Schedule amounts are geographically adjusted based on local cost differences. Each ZIP code falls within a specific Medicare payment locality, and rates can vary between localities within the same state.

What is the difference between Facility and Non-Facility rates?

Non-Facility rates apply when services are provided in a non-facility setting such as a physician's office. Facility rates apply when services are provided in a facility setting such as a hospital outpatient department. Most RTM services are billed under Non-Facility rates.

How often are the RTM reimbursement rates updated?

Medicare updates the Physician Fee Schedule annually. The rates shown in this calculator are from the 2026 Medicare Physician Fee Schedule. We update this tool each year when CMS publishes new rates.

What is a MAC Locality Code?

A MAC Locality Code is a seven-digit identifier that combines the Medicare Administrative Contractor (MAC) number with a locality number. It determines the geographic payment area used to calculate your Medicare reimbursement rates.

Is this RTM reimbursement calculator free to use?

Yes, this calculator is completely free. Enter your ZIP code to instantly see the 2026 Medicare reimbursement rates for all six RTM CPT codes in your area.

Disclaimer

This calculator is provided for informational purposes only and does not constitute medical, legal, or billing advice. Reimbursement rates are based on the 2026 Medicare Physician Fee Schedule (MPFS) and are subject to change. Actual reimbursement may vary based on payer policies, claim modifiers, patient eligibility, and other factors. Pilothouse Health makes no warranty regarding the accuracy or completeness of the data presented. Always verify rates with your Medicare Administrative Contractor or billing specialist before submitting claims. CPT codes are registered trademarks of the American Medical Association.